Do you work for an on-demand startups and wish that the platform you drive for offer employees health benefits?
On-demand or gig, workers have access to many jobs from different platforms but face significant challenges when it comes to obtaining health care. Though the Affordable Care Act makes it easy to get health insurance through employers, on-demand or independent contractors hardly enjoy such health care benefits or protection available in standard employment. It is mainly because on-demand workers acquire employment through digital job platforms thus operating as independent contractors. As such, there is a need to develop health care provision for employees of the gig-economy. Stride Health and Beam Technologies are the latest startups that help employees identify cost-effective health plans to meet this need.
About Stride Health
Stride started out targeting adventure junkies but has since become the health marketplace for freelancers. Stride hopes to become the HR platform for freelancers and independent workers, who makes up a third of the U.S. labor force.
It is a user-friendly approach to health care that targets independent and self-employed workers. The idea behind its inception is to provide customized recommendations to consumers. A need the federal state and health insurance marketplaces have failed to meet. It provides a search engine for consumers to get health care based on age, illness, medication and the kind of doctors they want to visit. All you need to do is to key in your data regarding gender, age, location and illness history and Stride calculates how much care you are likely to use the entire year. It then prices it on each health plan and adds it to the coverage price to indicate the total cost of the scheme.
Recently, Stride Health united with Care.com-the world’s greatest online destination for finding and providing family care- to make healthcare available to caregivers all over the nation. As such, registered caregivers on Care.com can access Stride’s personalized financial guidance, recommendations and support for dental and medical insurance plans.
About Beam Technology
Beam is a smart dental insurance company that works with individuals, families and employers to provide better health care. Primarily, the company focuses on prevention using an app that evaluates progress and recompenses users for improving their dental health. What’s more, beam helps patients to find quickly and obtain dental health services just with the click of a button. The genius to this is that Beam develops a connected toothbrush and gives it out to policy holders. The brush allows Beam to collect data on the brushing habits of their policy holders and from the data, determines premium rate. Genius!
Recently, Stride added dental plans to their services by partnering with Beam. As such, Stride has tailored a set of dental plans uniquely designed for the self-employed Americans and strictly available via Stride. The new dental plans include:
- No transaction fees: you won’t pay a dime to buy Beam Dental plan through Stride.
- No long waiting periods
- Availability of direct benefits: this means you need to factor in two data points- annual maximum paid by the plan and the monthly premium making it easy to locate the appropriate level of coverage for your needs.
